Life coaching services are not covered by insurance. Therapy sessions usually take place in person because of the sensitive nature of the therapeutic process. As psychotherapists and coaches, new clients often wonder if they can afford training with their health insurance. In the United States, this is almost never possible.
Coaching assumes that you are fundamentally healthy and that you simply want to make positive changes in your life. In some ways, not having a formal licensing process could even increase the potential liability risks that life coaches face. Other possible reasons why you might need insurance as a life coach are to protect your property (such as your office, laptop, or car used for business), cover the costs of any accidents that occur at the site of your sessions, and keep your clients' sensitive data safe. She supports you to create a deeper connection with others, find clarity and direction, and update your life purpose.
Most insurance for life coaches includes some type of professional liability insurance that can help protect you against risks like these. But in the very few cases where I've heard of health insurance being paid, payments were made to clinics that employed trainers and not coaches in private practices. Any life coach can be sued for causing harm with their advice, violating the confidentiality clause of their agreement, or even for sexual harassment (especially in close contact situations). Some therapists, particularly those who have experience in both therapy and training, can provide effective therapy using a training approach.
Life coaching is a highly deregulated industry, where you have no legal requirements to start your practice. I painfully discovered that more than a few of my childhood friends died at an early age due to preventable health problems and decided that, as a man, husband, father and friend, I could no longer sit idly by while people suffered in silence and self-destructed instead of asking for help. The rare exceptions could be programs to stop smoking and lose weight, as long as such training is prescribed and supervised by a doctor. This website is dedicated to your well-being and offers a lot of free information and practical tips that you can start using today to create a positive change in your life.
